Insurance Services
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They have legal obligations defined in the Data Protection Act and these are set out in “A Data Controller’s Guide” on the Data Protection section of the ABCP website. Data controllers and those employed by them to process data on their behalf (crime managers, co-ordinators), need to be insured against the possibility of claims for wrongful acts carried out by them or their crime manager/co-ordinator or for claims brought by aggrieved persons, whether they have merit or not.
The type of insurance cover required by the board of management (directors) and crime managers or co-ordinators is professional indemnity (PI) insurance.
Our insurance package also includes public liability (PL), employers’ liability (EL) and office contents insurance. Radio masts, laptops and partnership radio insurance can be provided where required.
An outline of the cover is shown below and full details of the policy cover are available on request. This insurance package is offered at a very competitive rate as one of our ABCP membership benefits.
PROFESSIONAL INDEMNITY: Protection for board/committee members against incorrect advice or information committed in good faith arising out of neglect, error or omission. Limit of Indemnity: £500,000, subject to a £250 policy excess.
PUBLIC LIABILITY: Cover for all sums which you become legally liable to pay for compensation for accidental injury to any person other than an employee, accidental damage to property not belonging to you or in your custody or control occurring in connection with the business of the board/committee. Limit of indemnity: £2,000,000 subject to a £100 policy excess.
EMPLOYERS LIABILITY Cover for all sums which you become legally liable to pay for accidental injury to any employee if such injury arises out of their employment by you. Limit of Indemnity: £10,000,000.
OFFICE CONTENTS Office contents including computers (excluding laptops) up to a sum insured of £2,500 subject to a £100 policy excess.
All policies are inclusive of IPT.
Should you wish to discuss this further or to arrange cover then please contact Rachel Robinson at Todd & Cue.
Telephone 0191 482 7631. Fax 0191 482 6040
Todd & Cue is authorised and regulated by the Financial Services Authority.
To view their ABCP page go to: www.toddcue.com/abcp
ABCP is registered as an introducer appointed representative with Todd & Cue and is providing this service on behalf of business crime reduction partnerships.
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